Settlement Loans: Bridge Gaps in 24-72 Hours
Fast property settlement loans from $150,000 to $8 million across Australia. Immediate bridging finance for urgent property transactions when you need to close quickly. No income assessment required.
Fast Property Settlement Finance Across Australia
FlexiProperty settlement loans provide urgent bridging finance for property transactions when you need to close quickly or face penalties. Available nationwide.
Funds in 24-72 Hours
Emergency settlement finance when you need it most
Income Assessment May Be Waived
Focus on property value, not income documents
2nd Mortgage Accepted
Use your property equity without refinancing
Free Extension with Contract
Extend your loan if settlement is exchanged
Real Settlement Loan Deals
Actual FlexiProperty settlement loans funded across Australia
When You Need Settlement Loans
Fast bridging finance for urgent property transactions
Facing Urgent Settlement Deadline?
Access immediate bridging finance within 24-72 hours to avoid settlement penalties or losing your property purchase.
- Funds released within 24-72 hours
- Internal valuation may be used
Bank Loan Delayed or Rejected?
Get emergency settlement funding when your bank approval is delayed or falls through at the last minute.
- Income assessment may be waived
- 2nd mortgage after bank acceptable
Waiting on Another Property Sale?
Bridge the gap between buying your new property and selling your current one with flexible settlement finance.
- Free extension subject to contract exchange
- Up to 80% LVR in certain postcodes
Need Quick Finance for Investment?
Secure time-sensitive investment properties with fast settlement loans while arranging long-term finance.
- Fast approval within 24 hours
- Competitive rates in the market
Why Choose Goodland Capital for Settlement Loans
Emergency Speed
24-72 hour approvals for urgent settlement needs. We understand time-critical property transactions.
High LVR Available
Up to 80% LVR in certain postcodes. Access maximum property equity for settlement.
Flexible Extensions
Free loan extensions when you exchange contracts on your sale. No penalty for timing mismatches.
Nationwide Coverage
Settlement loans available across NSW, VIC, QLD, WA, SA, ACT and TAS metro areas.
Settlement Loans Across Australia
FlexiProperty settlement finance available nationwide
New South Wales
Sydney CBD, North Shore, Eastern Suburbs, Inner West, Western Sydney, Canterbury-Bankstown, Northern Beaches, Newcastle, Wollongong
Victoria
Melbourne CBD, Bayside, Yarra Valley, Geelong, Mornington Peninsula, Inner Melbourne, Eastern Suburbs, Western Suburbs
Queensland
Brisbane CBD, Gold Coast, Sunshine Coast, Ipswich, Logan, Redland Bay, North Brisbane, Western Brisbane
Western Australia
Perth CBD, Fremantle, Joondalup, Rockingham, Mandurah, Swan Valley, Coastal Suburbs
South Australia
Adelaide CBD, Glenelg, Port Adelaide, Hills District, Northern Suburbs, Southern Suburbs
ACT & Tasmania
Canberra, Hobart, Launceston and surrounding metro areas
Settlement Loans FAQ
What is a settlement loan?
A settlement loan is short-term bridging finance that helps you complete a property purchase when you need immediate funds. Settlement loans are typically used when your bank approval is delayed, you're waiting on another property sale, or you need emergency funds to avoid settlement penalties.
How fast can I get settlement loan approval?
With FlexiProperty settlement loans, funds can be accessed within 24-72 hours of approval. We understand that property settlement is time-critical, so we've streamlined our process to deliver emergency bridging finance when you need it most.
What's the maximum LVR for settlement loans?
Settlement loans from FlexiProperty range up to 80% LVR in certain metro postcodes for residential properties. Commercial properties typically have 65% LVR available. The exact amount depends on your property location and security type.
Can I extend my settlement loan if my sale is delayed?
Yes, FlexiProperty offers free loan extensions when you exchange contracts on your property sale. This gives you peace of mind if your sale settlement date changes or is delayed beyond your original loan term.
Do I need income verification for settlement loans?
Income assessment may be waived for FlexiProperty settlement loans. We focus primarily on the property security rather than financial statements, making it easier to get emergency settlement finance approved quickly.
What are the interest rates for settlement loans?
FlexiProperty settlement loan interest rates start from 8.5% p.a. for loans from $150k-$8m with a maximum term of 12 months. Rates depend on your loan size, security type, and LVR. Contact us for a customized quote.
Can I use settlement loans for investment properties?
Yes, FlexiProperty settlement loans are available for both owner-occupied and investment properties. They're ideal for securing time-sensitive investment opportunities while you arrange long-term financing or wait for another property to sell.
Goodland Capital
+61 411 229 119
hal.weng@goodlandcapital.com.au
Level 7 / 9 Help St Chatswood, NSW 2067