AUSTRALIAN BUSINESS LOAN REFINANCING

Refinance Business Loan: Better Terms in 24-72 Hours

Refinance your existing business loan for better rates, improved cash flow, or to consolidate debt. FlexiBiz offers $50,000 to $8 million with fast approval across Australia. No income assessment required. Break free from restrictive bank terms.

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24-72hrs

Refinance Time

$500M+

Loans Funded

75%

Max LVR

Cherry Gardens, SA

$1.54M

Refinance 52% LVR

The Rocks, NSW

$3.05M

Refinance Apartment

Merrylands West

$730,000

Duplex Refinance

FLEXIBIZ BUSINESS REFINANCE

Fast Business Loan Refinancing Across Australia

FlexiBiz helps Australian businesses refinance existing loans quickly. Whether you need better rates, improved cash flow, or debt consolidation, access funds in 24-72 hours without the lengthy bank refinancing process.

Refinance in 24-72 Hours

Fast approval and settlement without bank delays

No Income Assessment

Property-secured lending without financial statements

Consolidate Multiple Debts

Combine business debts into one manageable loan

Flexible Repayment Terms

No minimum term with daily interest calculation

Loan Size

$50k - $8m

Interest Rate

From 8% p.a.

Maximum Term

6 months

Metro Residential LVR

75%

Real Business Loan Refinance Deals

Actual FlexiBiz refinancing loans funded across Australia

Cherry Gardens, SA (5157)

FLEXIBIZ

$1,540,000

Security:Single House

Purpose:Refinance

LVR:52%

The Rocks, NSW (2000)

FLEXIBIZ

$3,050,000

Security:Apartment

Purpose:Refinance

LVR:70%

Merrylands West, NSW (2160)

FLEXIBIZ

$730,000

Security:Duplex

Purpose:Refinance

LVR:76%

When Australian Businesses Refinance with FlexiBiz

Common situations where business loan refinancing makes sense

Stuck with High Interest Rates or Bad Terms?

Refinance to escape expensive merchant cash advances, high-rate business loans, or restrictive bank terms. Consolidate multiple debts into one manageable payment.

Consolidate multiple high-rate debts
No minimum term - refinance again when better options emerge

Need Better Cash Flow Management?

Refinance to reduce monthly repayments and improve cash flow. FlexiBiz offers daily interest calculation with flexible terms to match your business cycles.

Daily interest calculation for better control
Funds in 24-72 hours to seize opportunities

Bank Declined Your Refinance Application?

Traditional banks often reject refinancing for businesses with credit issues or irregular income. FlexiBiz focuses on property security, not income statements.

No income assessment required
2nd mortgage acceptable after bank loan

Want to Access Extra Capital While Refinancing?

Refinance your existing business debt and access additional working capital in one transaction. Use equity to fund growth while improving loan terms.

Access equity up to 75% LVR (metro residential)
Competitive rates from 8% p.a.

Why Choose Goodland Capital for Business Loan Refinancing

Non-Bank Speed

Refinance in 24-72 hours without lengthy bank processes. Direct decision-making means faster outcomes.

No Income Checks

Property-secured refinancing without financial statements or tax returns. Perfect for self-employed and cash businesses.

National Coverage

Refinance business loans across all Australian states - NSW, VIC, QLD, WA, SA, ACT, and TAS.

Flexible Exit Strategy

No minimum term. Refinance again or pay out early without penalties when better options become available.

Business Loan Refinancing Across Australia

FlexiBiz refinancing available nationwide

New South Wales

Sydney Metro, Newcastle, Central Coast, Wollongong, Blue Mountains, Regional NSW including The Rocks, Merrylands

Victoria

Melbourne Metro, Geelong, Ballarat, Bendigo, Mornington Peninsula, Regional Victoria

Queensland

Brisbane Metro, Gold Coast, Sunshine Coast, Cairns, Townsville, Regional Queensland

Western Australia

Perth Metro, Fremantle, Mandurah, Bunbury, Albany, Regional WA

South Australia

Adelaide Metro, Glenelg, Mount Gambier, Victor Harbor, Cherry Gardens, Regional SA

ACT & Tasmania

Canberra, Queanbeyan, Hobart, Launceston, Devonport, Regional areas

Business Loan Refinancing FAQ

How fast can I refinance my business loan?

With FlexiBiz, you can refinance your existing business loan in 24-72 hours. Unlike traditional banks that take weeks or months, our streamlined process allows Australian businesses to refinance quickly and access better terms or additional capital when needed.

What types of business loans can I refinance?

FlexiBiz can refinance various types of business debt including existing business loans, merchant cash advances, equipment finance, commercial property loans, and invoice finance. We focus on the security (property) rather than the existing debt type.

Do I need to provide financial statements to refinance?

No, FlexiBiz refinancing doesn't require income assessment or financial statements. We focus on your Australian property equity rather than business financials, making it accessible for self-employed businesses, startups, and those with irregular income.

Can I access extra funds when refinancing?

Yes, FlexiBiz allows you to refinance existing debt and access additional working capital in one transaction. Subject to property equity and LVR limits (up to 75% for metro residential), you can consolidate debt and fund growth simultaneously.

What if my bank declined my refinancing application?

FlexiBiz specializes in helping Australian businesses that banks decline. We're a non-bank lender with different criteria - focusing on property security rather than credit scores or financial statements. Many businesses successfully refinance with us after bank rejections.

What are the interest rates for business loan refinancing?

FlexiBiz refinancing interest rates start from 8% p.a. for loans from $50k-$8m with terms up to 6 months. You pay daily interest only for the period you use the funds, with no minimum term. This allows you to refinance again when better options become available.

Can I use a second mortgage to refinance business debt?

Yes, FlexiBiz accepts 2nd mortgages for business loan refinancing. This allows you to keep your existing first mortgage while using additional property equity to refinance business debts, up to 75% combined LVR for metro residential properties.