Refinance Business Loan: Better Terms in 24-72 Hours
Refinance your existing business loan for better rates, improved cash flow, or to consolidate debt. FlexiBiz offers $50,000 to $8 million with fast approval across Australia. No income assessment required. Break free from restrictive bank terms.
Fast Business Loan Refinancing Across Australia
FlexiBiz helps Australian businesses refinance existing loans quickly. Whether you need better rates, improved cash flow, or debt consolidation, access funds in 24-72 hours without the lengthy bank refinancing process.
Refinance in 24-72 Hours
Fast approval and settlement without bank delays
No Income Assessment
Property-secured lending without financial statements
Consolidate Multiple Debts
Combine business debts into one manageable loan
Flexible Repayment Terms
No minimum term with daily interest calculation
Real Business Loan Refinance Deals
Actual FlexiBiz refinancing loans funded across Australia
When Australian Businesses Refinance with FlexiBiz
Common situations where business loan refinancing makes sense
Stuck with High Interest Rates or Bad Terms?
Refinance to escape expensive merchant cash advances, high-rate business loans, or restrictive bank terms. Consolidate multiple debts into one manageable payment.
- Consolidate multiple high-rate debts
- No minimum term - refinance again when better options emerge
Need Better Cash Flow Management?
Refinance to reduce monthly repayments and improve cash flow. FlexiBiz offers daily interest calculation with flexible terms to match your business cycles.
- Daily interest calculation for better control
- Funds in 24-72 hours to seize opportunities
Bank Declined Your Refinance Application?
Traditional banks often reject refinancing for businesses with credit issues or irregular income. FlexiBiz focuses on property security, not income statements.
- No income assessment required
- 2nd mortgage acceptable after bank loan
Want to Access Extra Capital While Refinancing?
Refinance your existing business debt and access additional working capital in one transaction. Use equity to fund growth while improving loan terms.
- Access equity up to 75% LVR (metro residential)
- Competitive rates from 8% p.a.
Why Choose Goodland Capital for Business Loan Refinancing
Non-Bank Speed
Refinance in 24-72 hours without lengthy bank processes. Direct decision-making means faster outcomes.
No Income Checks
Property-secured refinancing without financial statements or tax returns. Perfect for self-employed and cash businesses.
National Coverage
Refinance business loans across all Australian states - NSW, VIC, QLD, WA, SA, ACT, and TAS.
Flexible Exit Strategy
No minimum term. Refinance again or pay out early without penalties when better options become available.
Business Loan Refinancing Across Australia
FlexiBiz refinancing available nationwide
New South Wales
Sydney Metro, Newcastle, Central Coast, Wollongong, Blue Mountains, Regional NSW including The Rocks, Merrylands
Victoria
Melbourne Metro, Geelong, Ballarat, Bendigo, Mornington Peninsula, Regional Victoria
Queensland
Brisbane Metro, Gold Coast, Sunshine Coast, Cairns, Townsville, Regional Queensland
Western Australia
Perth Metro, Fremantle, Mandurah, Bunbury, Albany, Regional WA
South Australia
Adelaide Metro, Glenelg, Mount Gambier, Victor Harbor, Cherry Gardens, Regional SA
ACT & Tasmania
Canberra, Queanbeyan, Hobart, Launceston, Devonport, Regional areas
Business Loan Refinancing FAQ
How fast can I refinance my business loan?
With FlexiBiz, you can refinance your existing business loan in 24-72 hours. Unlike traditional banks that take weeks or months, our streamlined process allows Australian businesses to refinance quickly and access better terms or additional capital when needed.
What types of business loans can I refinance?
FlexiBiz can refinance various types of business debt including existing business loans, merchant cash advances, equipment finance, commercial property loans, and invoice finance. We focus on the security (property) rather than the existing debt type.
Do I need to provide financial statements to refinance?
No, FlexiBiz refinancing doesn't require income assessment or financial statements. We focus on your Australian property equity rather than business financials, making it accessible for self-employed businesses, startups, and those with irregular income.
Can I access extra funds when refinancing?
Yes, FlexiBiz allows you to refinance existing debt and access additional working capital in one transaction. Subject to property equity and LVR limits (up to 75% for metro residential), you can consolidate debt and fund growth simultaneously.
What if my bank declined my refinancing application?
FlexiBiz specializes in helping Australian businesses that banks decline. We're a non-bank lender with different criteria - focusing on property security rather than credit scores or financial statements. Many businesses successfully refinance with us after bank rejections.
What are the interest rates for business loan refinancing?
FlexiBiz refinancing interest rates start from 8% p.a. for loans from $50k-$8m with terms up to 6 months. You pay daily interest only for the period you use the funds, with no minimum term. This allows you to refinance again when better options become available.
Can I use a second mortgage to refinance business debt?
Yes, FlexiBiz accepts 2nd mortgages for business loan refinancing. This allows you to keep your existing first mortgage while using additional property equity to refinance business debts, up to 75% combined LVR for metro residential properties.
Goodland Capital
+61 411 229 119
hal.weng@goodlandcapital.com.au
Level 7 / 9 Help St Chatswood, NSW 2067