PRIVATE HOME FINANCING AUSTRALIA

Private Home Financing: Fast Approval in 24-72 Hours

Access private home financing from $150,000 to $8 million for residential property purchases, refinancing, or equity release. Fast approval without traditional bank delays. No income assessment required for most scenarios.

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24-72hrs

Fund Access

$500M+

Loans Funded

80%

Max LVR

Belmore NSW

$1.0M

65% LVR Equity Release

Rodd Point NSW

$4.2M

Property Settlement

Waterloo NSW

$265K

Apartment 2nd Mortgage

FLEXIPROPERTY HOME LOANS

Flexible Private Home Financing Solutions

FlexiProperty is designed for homeowners and property investors who need fast, flexible financing without the complexity of traditional bank loans. Access equity, refinance, or settle property purchases quickly.

Funds in 24-72 Hours

Fast approval and settlement for urgent property financing needs

Income Assessment May Be Waived

Focus on property security and equity, not just income documents

2nd Mortgage After Bank

Access equity without refinancing your existing home loan

No Minimum Term

Pay daily interest with flexible repayment options

Loan Size

$150k - $8m

Interest Rate

From 8.5% p.a.

Maximum Term

12 months

Metro Residential LVR

70%

Real Private Home Financing Deals

Actual FlexiProperty loans funded across Australia

Belmore, NSW (2192)

FLEXIPROPERTY

$1,000,000

Security:Single House

Purpose:Equity Release

LVR:65%

Rodd Point, NSW (2046)

FLEXIPROPERTY

$4,200,000

Security:Single House

Purpose:Property Settlement

LVR:75%

Waterloo, NSW (2017)

FLEXIPROPERTY

$265,000

Security:Apartment

Purpose:Equity Release

LVR:65%

When to Use Private Home Financing

Fast property funding for time-sensitive situations

Urgent Property Settlement Required?

When you need to settle a property purchase within days and traditional banks can't meet the deadline. Perfect for auction purchases or time-sensitive opportunities.

Funds can be accessed within 24-72 hours
Internal valuation may be used subject to location

Need Funds for Property Renovation or Extension?

Release equity from your home to fund renovations, extensions, or improvements without disrupting your existing mortgage.

2nd mortgage after bank is acceptable
Income assessment may be waived

Bridging Finance Between Property Sales?

Bridge the gap when buying a new home before selling your current one. Short-term financing with flexible repayment when your property sells.

Free extension subject to contract exchange
No minimum term with daily interest

Credit Issues or Unconventional Income?

When banks reject your application due to credit history, self-employment, or non-traditional income sources. We focus on property equity, not just income.

Income assessment may be waived
LVR up to 80% in certain postcodes

Why Choose Goodland for Private Home Financing

Speed & Certainty

Get approved in 24 hours with funding in 24-72 hours. No committee delays or lengthy approval processes like traditional banks.

Flexible Criteria

We assess each application individually. Self-employed, credit issues, or unconventional income? We focus on property equity and exit strategy.

Nationwide Coverage

Lend on residential, commercial, industrial, and rural properties across all Australian states and territories.

Second Mortgages

Access your property equity without refinancing your existing bank loan. 2nd mortgages considered up to 70% combined LVR.

Private Home Financing FAQ

What is private home financing?

Private home financing is a loan secured by residential property, provided by non-bank lenders like Goodland Capital. Unlike traditional bank mortgages, private home loans offer faster approval (24-72 hours), more flexible criteria, and focus on property equity rather than just income documentation. They're ideal for time-sensitive purchases, bridging finance, equity release, or when traditional banks can't help.

How fast can I get private home financing?

With FlexiProperty, funds can be accessed within 24-72 hours of approval. Our streamlined process means we can approve your application within 24 hours and settle within 2-3 days for urgent situations, significantly faster than traditional banks which typically take 2-6 weeks.

What's the minimum and maximum loan amount?

FlexiProperty private home loans range from $150,000 to $8 million. The exact amount depends on your property value and loan-to-value ratio (LVR). We can lend up to 70% LVR for metro residential properties, and up to 80% LVR in certain high-demand postcodes.

Do I need to provide income documentation?

Income assessment may be waived for many FlexiProperty applications. We focus primarily on the property security value and your exit strategy (how you'll repay the loan). This makes our private home financing ideal for self-employed borrowers, retirees, or those with non-traditional income sources.

Can I get a second mortgage without refinancing my existing home loan?

Yes, 2nd mortgages after your existing bank loan are acceptable. You can access equity in your property without refinancing or disturbing your current mortgage. We can lend up to 70% combined LVR (including your existing mortgage) for metro residential properties.

What are the interest rates for private home financing?

FlexiProperty interest rates start from 8.5% p.a. for loans from $150k-$8m with a maximum term of 12 months. Rates vary based on property type, LVR, loan amount, and loan purpose. There's no minimum term, and you pay daily interest only for the period you use the funds, giving you flexibility to repay early without penalty.

What types of properties do you lend on?

We provide private home financing on metro and regional residential properties (houses, apartments, townhouses), commercial properties, industrial properties, and even rural assets. LVR and rates vary by property type and location. Metro residential properties in major cities typically qualify for the highest LVRs and most competitive rates.