Non Bank Commercial Lenders: $50K-$8M Fast Approval
Fast commercial property finance from Australia's trusted non-bank lender. When banks say no or take too long, get commercial loans approved in 24-72 hours. FlexiProperty for commercial properties, offices, warehouses, and mixed-use assets.
Fast Commercial Property Finance When Banks Say No
Non-bank commercial lenders like Goodland Capital provide fast, flexible finance for commercial property purchases, refinancing, or business capital. No bank committees, no lengthy processes - just fast decisions.
24-72 Hour Approval
Fast commercial lending decisions without bank delays
Flexible Credit Criteria
More lenient than banks with focus on property security
All Commercial Property Types
Offices, warehouses, retail, industrial, mixed-use
Up to 12 Month Terms
Flexible terms with interest-only payment options
Real Commercial Property Loans from Non Bank Lenders
Actual commercial property finance deals funded across Australia
When Businesses Choose Non Bank Commercial Lenders
Fast commercial property finance for time-sensitive situations
Bank Rejected Your Commercial Loan?
Non-bank commercial lenders have more flexible criteria than traditional banks. We focus on property value and business viability, not just credit scores.
- Fast 24-72 hour approval process
- More lenient credit requirements
Time-Sensitive Commercial Property Purchase?
When a great commercial property opportunity arises, banks take 6-8 weeks. Non-bank lenders provide approval in days, letting you secure the property fast.
- Approval in 24-72 hours
- Settlement within 7-14 days
Need to Refinance Quickly?
Refinance commercial property to access equity for business expansion, debt consolidation, or urgent capital needs with fast non-bank approval.
- No income assessment required
- Up to 75% LVR on commercial property
Business Needs Urgent Working Capital?
Use commercial property equity to fund business operations, pay suppliers, or seize growth opportunities without bank delays.
- First or second mortgage options
- Interest-only payment options
Why Choose Goodland Capital as Your Non Bank Commercial Lender
Non-Bank Speed
24-72 hour approvals with direct decision-making. No bank committees or 6-8 week processing delays.
Flexible Criteria
More lenient than banks. We focus on commercial property value and business fundamentals, not just credit scores.
All Property Types
Finance offices, retail, warehouses, industrial, mixed-use commercial properties across Australia.
Strong Capital Base
Over $500M in commercial loans funded. Guaranteed funds available for your approved deal.
Non Bank Commercial Lending Across Australia
Commercial property finance available nationwide
NSW & ACT
Sydney CBD, Parramatta, Newcastle, Wollongong, Canberra, North Sydney, Chatswood, Western Sydney
Victoria
Melbourne CBD, Richmond, South Melbourne, Geelong, Ballarat, Dandenong, Box Hill
Queensland
Brisbane CBD, Gold Coast, Sunshine Coast, Townsville, Cairns, Logan, Ipswich
Western Australia
Perth CBD, Fremantle, Joondalup, Mandurah, Rockingham, Osborne Park
South Australia
Adelaide CBD, Port Adelaide, Norwood, Prospect, Unley, Modbury
Tasmania
Hobart CBD, Launceston, Devonport, and major regional centers
Non Bank Commercial Lenders FAQ
What are non bank commercial lenders?
Non bank commercial lenders are finance companies that provide commercial property loans outside the traditional banking system. They offer faster approvals, more flexible criteria, and specialized commercial property expertise. Goodland Capital is a licensed non-bank lender specializing in fast commercial property finance.
How fast can non bank commercial lenders approve my loan?
Non-bank commercial lenders like Goodland Capital provide approvals within 24-72 hours, compared to 4-8 weeks for traditional banks. Settlement typically occurs within 7-14 days, allowing you to secure commercial properties or access capital quickly.
What types of commercial properties do you finance?
We finance all commercial property types including offices, retail shops, warehouses, industrial buildings, mixed-use properties, and commercial land. Loans range from $50,000 to $8 million with up to 75% LVR on metro commercial properties.
Are interest rates higher with non bank commercial lenders?
Non-bank commercial loan rates start from 8% p.a., typically 1-3% higher than banks. However, they offer significantly faster approval, more flexible criteria, and access to finance when banks decline. The speed and flexibility often justify the modest rate premium.
Can I get commercial finance if banks rejected me?
Yes, non-bank commercial lenders have more flexible credit criteria than banks. We focus on commercial property value, rental income potential, and business fundamentals rather than strict credit scoring. Many businesses bank-declined for credit issues secure non-bank finance.
Do non bank commercial lenders require financial statements?
Basic financial information is required, but non-bank lenders are more flexible than banks with documentation. We focus primarily on commercial property security value and income rather than extensive financial statement analysis, making approval faster and easier.
Can I get a second mortgage on commercial property from non bank lenders?
Yes, non-bank commercial lenders accept second mortgages behind existing bank loans. This allows you to access commercial property equity without refinancing your first mortgage. Combined LVR up to 75% including the first mortgage is available.
Goodland Capital
+61 411 229 119
hal.weng@goodlandcapital.com.au
Level 7 / 9 Help St Chatswood, NSW 2067