NON-BANK COMMERCIAL FINANCE

Non Bank Commercial Lenders: $50K-$8M Fast Approval

Fast commercial property finance from Australia's trusted non-bank lender. When banks say no or take too long, get commercial loans approved in 24-72 hours. FlexiProperty for commercial properties, offices, warehouses, and mixed-use assets.

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24-72hrs

Approval Time

$500M+

Loans Funded

75%

Max LVR

Concord West NSW

$2.8M

Commercial Property

Macquarie ACT

$5.5M

Commercial 58% LVR

Stanmore NSW

$600,000

Commercial 2nd Mtg

FLEXIPROPERTY COMMERCIAL

Fast Commercial Property Finance When Banks Say No

Non-bank commercial lenders like Goodland Capital provide fast, flexible finance for commercial property purchases, refinancing, or business capital. No bank committees, no lengthy processes - just fast decisions.

24-72 Hour Approval

Fast commercial lending decisions without bank delays

Flexible Credit Criteria

More lenient than banks with focus on property security

All Commercial Property Types

Offices, warehouses, retail, industrial, mixed-use

Up to 12 Month Terms

Flexible terms with interest-only payment options

Loan Size

$50k - $8m

Interest Rate

From 8% p.a.

Maximum Term

12 months

Metro Commercial LVR

75%

Real Commercial Property Loans from Non Bank Lenders

Actual commercial property finance deals funded across Australia

Concord West, NSW (2138)

FLEXIPROPERTY

$2,800,000

Security:Commercial

Purpose:Refinance

LVR:70%

Stanmore, NSW (2048)

FLEXIPROPERTY

$600,000

Security:Commercial

Purpose:Bridging, Working Capital

LVR:78%

Brisbane City, QLD (4000)

FLEXIBIZ

$1,480,000

Security:Commercial

Purpose:Business Finance

LVR:62%

When Businesses Choose Non Bank Commercial Lenders

Fast commercial property finance for time-sensitive situations

Bank Rejected Your Commercial Loan?

Non-bank commercial lenders have more flexible criteria than traditional banks. We focus on property value and business viability, not just credit scores.

Fast 24-72 hour approval process
More lenient credit requirements

Time-Sensitive Commercial Property Purchase?

When a great commercial property opportunity arises, banks take 6-8 weeks. Non-bank lenders provide approval in days, letting you secure the property fast.

Approval in 24-72 hours
Settlement within 7-14 days

Need to Refinance Quickly?

Refinance commercial property to access equity for business expansion, debt consolidation, or urgent capital needs with fast non-bank approval.

No income assessment required
Up to 75% LVR on commercial property

Business Needs Urgent Working Capital?

Use commercial property equity to fund business operations, pay suppliers, or seize growth opportunities without bank delays.

First or second mortgage options
Interest-only payment options

Why Choose Goodland Capital as Your Non Bank Commercial Lender

Non-Bank Speed

24-72 hour approvals with direct decision-making. No bank committees or 6-8 week processing delays.

Flexible Criteria

More lenient than banks. We focus on commercial property value and business fundamentals, not just credit scores.

All Property Types

Finance offices, retail, warehouses, industrial, mixed-use commercial properties across Australia.

Strong Capital Base

Over $500M in commercial loans funded. Guaranteed funds available for your approved deal.

Non Bank Commercial Lending Across Australia

Commercial property finance available nationwide

NSW & ACT

Sydney CBD, Parramatta, Newcastle, Wollongong, Canberra, North Sydney, Chatswood, Western Sydney

Victoria

Melbourne CBD, Richmond, South Melbourne, Geelong, Ballarat, Dandenong, Box Hill

Queensland

Brisbane CBD, Gold Coast, Sunshine Coast, Townsville, Cairns, Logan, Ipswich

Western Australia

Perth CBD, Fremantle, Joondalup, Mandurah, Rockingham, Osborne Park

South Australia

Adelaide CBD, Port Adelaide, Norwood, Prospect, Unley, Modbury

Tasmania

Hobart CBD, Launceston, Devonport, and major regional centers

Non Bank Commercial Lenders FAQ

What are non bank commercial lenders?

Non bank commercial lenders are finance companies that provide commercial property loans outside the traditional banking system. They offer faster approvals, more flexible criteria, and specialized commercial property expertise. Goodland Capital is a licensed non-bank lender specializing in fast commercial property finance.

How fast can non bank commercial lenders approve my loan?

Non-bank commercial lenders like Goodland Capital provide approvals within 24-72 hours, compared to 4-8 weeks for traditional banks. Settlement typically occurs within 7-14 days, allowing you to secure commercial properties or access capital quickly.

What types of commercial properties do you finance?

We finance all commercial property types including offices, retail shops, warehouses, industrial buildings, mixed-use properties, and commercial land. Loans range from $50,000 to $8 million with up to 75% LVR on metro commercial properties.

Are interest rates higher with non bank commercial lenders?

Non-bank commercial loan rates start from 8% p.a., typically 1-3% higher than banks. However, they offer significantly faster approval, more flexible criteria, and access to finance when banks decline. The speed and flexibility often justify the modest rate premium.

Can I get commercial finance if banks rejected me?

Yes, non-bank commercial lenders have more flexible credit criteria than banks. We focus on commercial property value, rental income potential, and business fundamentals rather than strict credit scoring. Many businesses bank-declined for credit issues secure non-bank finance.

Do non bank commercial lenders require financial statements?

Basic financial information is required, but non-bank lenders are more flexible than banks with documentation. We focus primarily on commercial property security value and income rather than extensive financial statement analysis, making approval faster and easier.

Can I get a second mortgage on commercial property from non bank lenders?

Yes, non-bank commercial lenders accept second mortgages behind existing bank loans. This allows you to access commercial property equity without refinancing your first mortgage. Combined LVR up to 75% including the first mortgage is available.