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FlexiBiz is designed for business owners who need fast funding without extensive paperwork. No tax returns, no income assessment, no lengthy documentation. Asset-based lending decisions mean faster approval.
Quick approval based on property value, not paperwork
Asset-based lending without tax returns or financials
Access funds without refinancing existing loans
Alternative lending solutions for rejected applications
Actual FlexiBiz loans funded for Australian businesses with minimal documentation



Fast finance without the lengthy bank documentation process
Many business owners have complex tax structures, recent business changes, or prefer not to share extensive financial documentation. FlexiBiz provides asset-based lending without requiring tax returns or income verification.
Time-sensitive business opportunities don't wait for lengthy bank approvals. Get fast business funding in 24-72 hours with minimal documentation for urgent working capital, stock purchases, or investment opportunities.
Traditional lenders often decline business loans due to credit history, business age, or income verification issues. FlexiBiz provides alternative lending based on property value rather than bank criteria.
Access business funding without disturbing your current bank finance. Second mortgages allow you to unlock property equity while maintaining your existing loan structure and interest rate.
No tax returns, no income verification, no extensive financials. Asset-based lending means simpler applications.
Direct lending decisions without committee approvals. Funds in 24-72 hours for urgent business needs.
Approved where banks decline based on property value rather than traditional lending criteria.
Low paperwork business lending across Sydney, Melbourne, Brisbane, and all major Australian cities.
FlexiBiz available for businesses across Australia
Sydney Metro, Newcastle, Central Coast, Wollongong, Blue Mountains, Western Sydney, North Shore, Eastern Suburbs, Inner West
Melbourne Metro, Geelong, Ballarat, Bendigo, Mornington Peninsula, Bayside, Inner Melbourne, Outer East, Western Suburbs
Brisbane Metro, Gold Coast, Sunshine Coast, Cairns, Townsville, Toowoomba, Logan, Ipswich, Northern Suburbs
Perth Metro, Fremantle, Mandurah, Joondalup, Rockingham, Swan Valley, Southern Suburbs, Northern Corridor
Adelaide Metro, Glenelg, Port Adelaide, Hills District, Northern Suburbs, Southern Suburbs, Eastern Adelaide
Canberra, Hobart, Launceston, Queanbeyan, ACT suburbs, Tasmanian regional centres
FlexiBiz requires minimal documentation: property details and identification. No tax returns, no income verification, no business financials. We focus on your property's value as security rather than extensive paperwork, making the approval process faster and simpler.
Funds can be accessed within 24-72 hours of approval. Our streamlined low paperwork process means faster decisions and quicker funding compared to traditional bank business loans that can take weeks or months.
No, FlexiBiz does not require tax returns or income assessment. Our asset-based lending approach focuses on your property's value rather than business financials. This makes approval accessible for business owners with complex tax structures or new businesses.
Yes, FlexiBiz provides alternative business lending for applications declined by banks. We assess loans based on property value and equity rather than traditional bank criteria, making approval possible even with credit issues or income verification challenges.
FlexiBiz funds can be used for working capital, stock purchase, business expansion, equipment, urgent cash flow needs, supplier payments, or any legitimate business purpose. The funds are flexible with no restrictions on business use.
Yes, second mortgages are acceptable for FlexiBiz loans. You can access business funding without refinancing your existing bank loan, allowing you to maintain your current loan structure while unlocking additional capital for business needs.
FlexiBiz interest rates start from 8% p.a. for business loans from $50k-$8m with a maximum term of 6 months. LVR is up to 75% for metro residential properties. The streamlined process and minimal documentation make this a competitive option for fast business funding.