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FlexiProperty helps Melbourne homeowners access their property equity quickly without selling. Whether your property is in the CBD, inner suburbs, or metro areas, unlock funds in 24-72 hours for any purpose.
Quick access to your home equity for urgent needs
Equity-based lending without financial statements
Use 2nd mortgage to access equity without refinancing
Up to 12 months with daily interest calculation
Actual FlexiProperty equity release loans funded in Melbourne and surrounds



Fast property equity access for important life needs
Release equity to fund Melbourne property improvements without selling or refinancing your existing home loan. Add value while you live.
Fast equity release to secure time-sensitive Melbourne property or business investments without lengthy bank approvals.
Release Melbourne property equity to pay off expensive credit cards, personal loans, or business debts at better interest rates.
Quick equity release to bridge the gap between buying and selling Melbourne properties. Avoid missing out on your dream home.
No strict lending criteria or credit score barriers. We focus on your Melbourne property equity, not your income.
Deep understanding of Melbourne metro property values across CBD, inner suburbs, and outer metro areas.
Use 2nd mortgage to access equity without refinancing your existing low-rate bank loan. Up to 75% LVR.
Use equity for renovations, investments, debt consolidation, business funding, or any legal purpose.
FlexiProperty available for properties throughout Greater Melbourne
Melbourne CBD, Southbank, Docklands, Port Melbourne, South Melbourne, Richmond, Fitzroy, Carlton, Collingwood, Pyrmont
Camberwell, Hawthorn, Kew, Box Hill, Doncaster, Glen Waverley, Ringwood, Dandenong, Belmore
Footscray, Sunshine, Werribee, Point Cook, Hoppers Crossing, Brookfield, Caroline Springs, Rodd Point
Preston, Heidelberg, Bundoora, Epping, Craigieburn, Greensborough, Mill Park, St Ives
Brighton, Moorabbin, Cheltenham, Frankston, Mornington, Dandenong, Pakenham
Clayton, Oakleigh, Springvale, Noble Park, Berwick, Narre Warren, Cobbitty
With FlexiProperty, you can access your home equity within 24-72 hours of approval. We understand Melbourne homeowners often need quick access to funds, so we've streamlined our equity release process for fast settlements without lengthy bank delays.
FlexiProperty equity release loans range from $50,000 to $8 million. The exact amount depends on your Melbourne property value and existing debts. We lend up to 75% LVR for metro residential properties, meaning you can access equity beyond your current mortgage balance.
No, you don't need to refinance. FlexiProperty uses a 2nd mortgage structure, allowing you to keep your existing low-rate bank loan while accessing additional equity. This is particularly beneficial for Melbourne homeowners who locked in low interest rates and don't want to lose them.
You can use equity release funds for any legal purpose including home renovations, investment property deposits, business opportunities, debt consolidation, or personal expenses. Melbourne homeowners commonly use FlexiProperty for property improvements, investment opportunities, and financial flexibility.
No income assessment is required for FlexiProperty equity release loans. We focus on your Melbourne property equity rather than financial statements, making it accessible for retirees, self-employed individuals, and anyone with substantial property equity regardless of income level.
FlexiProperty interest rates start from 8% p.a. for loans from $50k-$8m with terms up to 12 months. You pay daily interest only for the period you use the funds, providing flexibility for Melbourne homeowners who may refinance or sell before the term ends.
We provide equity release loans across all Melbourne metro areas including CBD, inner suburbs like Richmond and Fitzroy, and outer metro regions. Properties in postcodes 3000-3999 generally qualify for metro residential rates with up to 75% LVR available.