MELBOURNE HOME EQUITY RELEASE

Equity Release Loans Melbourne: Unlock $50K-$8M in 24-72 Hours

Release equity from your Melbourne property fast. FlexiProperty offers $50,000 to $8 million without selling your home. Perfect for renovations, investments, or debt consolidation. No income assessment required.

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24-72hrs
Settlement Time
$500M+
Loans Funded
75%
Max LVR
Approved
St Ives, NSW
$2.4M
80% LVR Single House
Fast
Cobbitty, NSW
$2.15M
63% LVR
Property
Rodd Point, NSW
$4.2M
Property Settlement
FLEXIPROPERTY EQUITY RELEASE

Fast Equity Release from Melbourne Properties

FlexiProperty helps Melbourne homeowners access their property equity quickly without selling. Whether your property is in the CBD, inner suburbs, or metro areas, unlock funds in 24-72 hours for any purpose.

Fast

Settlement in 24-72 Hours

Quick access to your home equity for urgent needs

No Assessment

No Income Verification

Equity-based lending without financial statements

Property

Keep Your Existing Loan

Use 2nd mortgage to access equity without refinancing

Flexible

Flexible Repayment Terms

Up to 12 months with daily interest calculation

Loan Size
$50k - $8m
Interest Rate
From 8% p.a.
Maximum Term
12 months
Metro Residential LVR
75%

Real Melbourne Equity Release Deals

Actual FlexiProperty equity release loans funded in Melbourne and surrounds

Tootgarook Single House
Tootgarook, VIC (3941)
FLEXIPROPERTY
$650,000
Security:Single House
Purpose:Refinance
LVR:74%
Brookfield Single House
Brookfield, VIC (3338)
FLEXIBIZ
$140,000
Security:Single House
Purpose:Business Finance
LVR:78%
Melbourne Apartment
Melbourne, VIC (3004)
FLEXIPROPERTY
$450,000
Security:Apartment
Purpose:Working Capital
LVR:75%

When Melbourne Homeowners Choose Equity Release

Fast property equity access for important life needs

Renovation

Need Funds for Home Renovations or Extensions?

Release equity to fund Melbourne property improvements without selling or refinancing your existing home loan. Add value while you live.

  • Up to $8 million available for major renovations
  • Keep your existing low-rate mortgage in place
Investment

Buying Investment Property or Business Opportunity?

Fast equity release to secure time-sensitive Melbourne property or business investments without lengthy bank approvals.

  • Funds in 24-72 hours for urgent opportunities
  • 2nd mortgage acceptable - no refinancing required
Consolidation

Consolidating High-Interest Debts?

Release Melbourne property equity to pay off expensive credit cards, personal loans, or business debts at better interest rates.

  • No income assessment - focus on property equity
  • Flexible 12-month terms with daily interest
Settlement

Need Bridging Finance for Property Settlement?

Quick equity release to bridge the gap between buying and selling Melbourne properties. Avoid missing out on your dream home.

  • Fast settlement within 24-72 hours
  • Competitive rates from 8% p.a.

Why Choose Goodland Capital for Melbourne Equity Release

01

Non-Bank Flexibility

No strict lending criteria or credit score barriers. We focus on your Melbourne property equity, not your income.

02

Melbourne Market Expertise

Deep understanding of Melbourne metro property values across CBD, inner suburbs, and outer metro areas.

03

Keep Your Current Loan

Use 2nd mortgage to access equity without refinancing your existing low-rate bank loan. Up to 75% LVR.

04

Any Purpose Accepted

Use equity for renovations, investments, debt consolidation, business funding, or any legal purpose.

Equity Release Across All Melbourne Metro

FlexiProperty available for properties throughout Greater Melbourne

CBD & Inner Melbourne

Melbourne CBD, Southbank, Docklands, Port Melbourne, South Melbourne, Richmond, Fitzroy, Carlton, Collingwood, Pyrmont

Eastern Suburbs

Camberwell, Hawthorn, Kew, Box Hill, Doncaster, Glen Waverley, Ringwood, Dandenong, Belmore

Western Suburbs

Footscray, Sunshine, Werribee, Point Cook, Hoppers Crossing, Brookfield, Caroline Springs, Rodd Point

Northern Suburbs

Preston, Heidelberg, Bundoora, Epping, Craigieburn, Greensborough, Mill Park, St Ives

Southern Suburbs

Brighton, Moorabbin, Cheltenham, Frankston, Mornington, Dandenong, Pakenham

South Eastern Suburbs

Clayton, Oakleigh, Springvale, Noble Park, Berwick, Narre Warren, Cobbitty

Melbourne Equity Release Loans FAQ

How fast can I release equity from my Melbourne property?

With FlexiProperty, you can access your home equity within 24-72 hours of approval. We understand Melbourne homeowners often need quick access to funds, so we've streamlined our equity release process for fast settlements without lengthy bank delays.

How much equity can I release from my Melbourne property?

FlexiProperty equity release loans range from $50,000 to $8 million. The exact amount depends on your Melbourne property value and existing debts. We lend up to 75% LVR for metro residential properties, meaning you can access equity beyond your current mortgage balance.

Do I need to refinance my existing home loan?

No, you don't need to refinance. FlexiProperty uses a 2nd mortgage structure, allowing you to keep your existing low-rate bank loan while accessing additional equity. This is particularly beneficial for Melbourne homeowners who locked in low interest rates and don't want to lose them.

What can I use the equity release funds for?

You can use equity release funds for any legal purpose including home renovations, investment property deposits, business opportunities, debt consolidation, or personal expenses. Melbourne homeowners commonly use FlexiProperty for property improvements, investment opportunities, and financial flexibility.

Do I need to provide income verification?

No income assessment is required for FlexiProperty equity release loans. We focus on your Melbourne property equity rather than financial statements, making it accessible for retirees, self-employed individuals, and anyone with substantial property equity regardless of income level.

What are the interest rates for Melbourne equity release?

FlexiProperty interest rates start from 8% p.a. for loans from $50k-$8m with terms up to 12 months. You pay daily interest only for the period you use the funds, providing flexibility for Melbourne homeowners who may refinance or sell before the term ends.

Which Melbourne suburbs do you cover?

We provide equity release loans across all Melbourne metro areas including CBD, inner suburbs like Richmond and Fitzroy, and outer metro regions. Properties in postcodes 3000-3999 generally qualify for metro residential rates with up to 75% LVR available.