Developer Finance: $50K-$10M in 24-72 Hours
Specialist developer finance for construction projects, land banking, and property development. When traditional banks move too slow or reject DA-approved projects, Goodland Capital delivers fast funding with flexible LVR up to 70%. Fund subdivisions, townhouses, and construction without bank delays.
Fast Developer Finance for Property Development Projects
FlexiConstruction provides specialist developer finance for construction projects, land banking, and development funding. We understand developer cash flow challenges— DA delays, cost overruns, and urgent funding gaps. Get approved in days, not months.
Approval in 24-72 Hours
Fast developer finance approvals for time-sensitive development opportunities
Up to 70% LVR
Competitive loan-to-value ratios on development projects and construction
All Project Types
Land banking, subdivisions, townhouses, duplexes, and residential construction
Flexible 24-Month Terms
Progress payment drawdowns aligned with your construction milestones
Real Developer Finance Projects Funded
Actual FlexiConstruction developer finance across Australia
When Australian Developers Choose Goodland Developer Finance
Common developer finance scenarios we solve every week
Land Banking During DA Approval?
Need developer finance to hold land while waiting for DA approval, rezoning, or presales? We provide flexible land banking finance with extensions available for council delays.
- Up to 70% LVR on development land
- Free extensions subject to contract exchange
Construction Cost Overruns After Lockup?
Hit unexpected cost increases mid-construction? We provide second mortgage developer finance to bridge the gap between bank drawdowns and actual construction costs.
- Second mortgage acceptable (behind bank senior debt)
- QS report may be waived for speed
Need to Start Construction Immediately?
Found a builder with immediate availability or need to lock in current material prices? Our developer finance approves in 24-72 hours so you can start construction without delays.
- Approval in 24-72 hours, not months
- Pre-approval guarantees funds for 90 days
Bank Rejected Your Development Project?
Banks often reject viable development projects due to policy restrictions, not project viability. Our developer finance focuses on the land value and development potential, not rigid bank criteria.
- Non-bank developer finance without bank red tape
- Upfront fee may offset late construction costs
Why Developers Choose Goodland for Developer Finance
We understand developer cash flow and project timelines
Fast Developer Finance Approvals
We approve developer finance in 24-72 hours because we understand property development. No endless bank committees—just fast decisions from experienced lenders.
Flexible Developer Finance Terms
Up to 24-month terms with progress payment drawdowns. Extensions available for legitimate construction delays. We adapt to your development timeline.
Second Mortgage Acceptable
Our developer finance can sit behind senior bank debt. Perfect for topping up bank construction loans when you need additional working capital.
Experienced Development Team
We've funded $500M+ in developer finance across subdivisions, townhouses, and construction. We understand DA delays, cost overruns, and development challenges.
Developer Finance Across Australia
National developer finance coverage with local market knowledge
New South Wales
Sydney Metro, Central Coast, Newcastle, Wollongong, Regional NSW
Covering all major development corridors from Parramatta to Penrith, North Shore to Southern Highlands.
Victoria
Melbourne Metro, Geelong, Ballarat, Bendigo, Regional VIC
Active developer finance across growth corridors including Werribee, Melton, and Mornington Peninsula.
Queensland
Brisbane, Gold Coast, Sunshine Coast, Toowoomba
Strong developer finance presence in SEQ growth areas and coastal development regions.
Western Australia
Perth Metro, Fremantle, Joondalup, Mandurah
Funding development projects across Perth's northern and southern corridors.
South Australia
Adelaide Metro, Greater Adelaide Region
Developer finance for Adelaide's growth suburbs and infill development projects.
ACT & Tasmania
Canberra, Hobart, Launceston
Specialist developer finance in capital city and regional development markets.
Developer Finance FAQs
Common questions about Goodland developer finance
What is developer finance and how does it differ from bank construction loans?
Developer finance is specialist funding for property development projects, construction, and land banking. Unlike traditional bank construction loans, developer finance approves faster (24-72 hours vs months), accepts higher LVRs up to 70%, and works with projects banks reject due to policy restrictions. Goodland's developer finance is perfect when you need immediate funding or banks move too slowly.
How quickly can I get developer finance approved?
Goodland approves developer finance applications in 24-72 hours. Once approved, funds typically settle within 5-10 business days depending on legal work. This is dramatically faster than bank developer finance which can take 4-8 weeks for approval alone. If you need to start construction immediately or secure land quickly, our fast developer finance approval process gives you a competitive advantage.
Can I get developer finance as a second mortgage behind my bank loan?
Yes. Goodland developer finance commonly sits as a second mortgage behind senior bank debt. This is ideal when you need additional construction funds after your bank has reached their maximum LVR, or when you face cost overruns mid-project. We work cooperatively with first mortgage holders and structure our developer finance to complement existing bank facilities without triggering cross-default clauses.
What types of development projects qualify for developer finance?
Our developer finance covers all residential property development: subdivisions, townhouse developments, duplex construction, multi-unit residential, knock-down rebuilds, and land banking during DA approval. We fund projects from $50,000 to $10 million with LVRs up to 70% on development value. Whether you're a first-time developer or experienced builder, Goodland developer finance adapts to your project needs.
What LVR can I get on developer finance for construction projects?
Goodland developer finance provides up to 70% LVR on residential property development projects, calculated on Net Realisation Value or Total Development Cost. For established developers with strong track records, we can reach 80% LVR in select metro postcodes. Our developer finance LVRs are typically higher than banks because we focus on land value and completed project value rather than as-is valuations.
How does developer finance work for land banking during DA approval?
Land banking developer finance allows you to secure land while pursuing DA approval, rezoning, or presales. We provide terms up to 24 months with free extensions if council delays occur (subject to contract exchange). Many developers use our land banking finance to lock in sites before competitors, then refinance to construction developer finance once approvals are secured. Interest-only payments keep cash flow manageable.
What are the developer finance interest rates and fees?
Developer finance rates start from 9% p.a. plus a 2% line fee, with exact rates depending on project LVR, location, and developer experience. While higher than bank rates, our developer finance approves projects banks reject and funds 10x faster. The speed and certainty often mean the difference between securing a profitable development site or missing the opportunity. We also offer competitive refinance rates once construction reaches practical completion.
Goodland Capital
+61 411 229 119
hal.weng@goodlandcapital.com.au
Level 7 / 9 Help St Chatswood, NSW 2067