Experience smooth transaction with our flexible lending criteria and quick settlement solutions
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FlexiBiz gives mortgage brokers a powerful alternative when traditional lenders decline or delay. Serve self-employed clients, cash businesses, urgent working capital needs, and 2nd mortgage scenarios banks won't touch. Fast commission payments on settlement.
Serve clients with urgent needs banks can't meet in time
Perfect for self-employed and cash business clients banks decline
Help clients access equity without refinancing bank loans
Paid on settlement with ongoing trail for redraw facilities
Actual FlexiBiz client financing solutions placed by mortgage brokers nationwide



Help clients banks decline or can't serve quickly enough
FlexiBiz focuses on property security, not financial statements. Help self-employed clients, contractors, and cash businesses access working capital banks reject due to complex income structures.
When your client has urgent supplier payments, tax debts, or time-sensitive business opportunities, FlexiBiz delivers in 24-72 hours while banks are still requesting documents.
Offer 2nd mortgage solutions when clients don't want to break their low bank rate or trigger break fees. Access up to 75% combined LVR on metro residential properties.
Help clients seize time-sensitive investment or business opportunities with fast approval and settlement. Earn commission on deals banks would lose to timing.
Simple application, fast decisions, minimal client paperwork. We support you with white-label materials and BDM assistance when needed.
Attractive upfront commission paid on settlement. Trail commission available on redraw facilities for recurring broker income.
Stop losing clients to other brokers when banks decline. Offer solutions for self-employed, 2nd mortgages, and urgent needs.
Serve clients across all Australian states. Metro and regional properties accepted with appropriate LVR adjustments.
Serve clients in every major Australian market
Sydney metro, Newcastle, Central Coast, Wollongong, Blue Mountains, regional NSW including inland and coastal areas
Melbourne metro, Geelong, Ballarat, Bendigo, Mornington Peninsula, regional Victoria including Gippsland and Western Victoria
Brisbane metro, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Townsville, regional Queensland growth corridors
Perth metro, Fremantle, Mandurah, regional WA mining and coastal towns subject to valuation
Adelaide metro, Adelaide Hills, regional SA including wine regions and coastal areas
Canberra and ACT region, Hobart, Launceston, and greater Tasmania subject to valuation
Goodland Capital offers competitive broker commission structures with upfront payment on settlement. Commission rates vary based on loan size, LVR, and term. Trail commission is available on redraw facilities. Contact us for detailed commission schedules and partnership terms tailored to your brokerage.
Most clients can access funds within 24-72 hours of approval. This makes FlexiBiz perfect for brokers dealing with urgent client needs like overdue supplier payments, tax debts, or time-sensitive business opportunities that banks take too long to service.
FlexiBiz has minimal documentation requirements compared to banks. No income assessment is required in most cases - we focus on property security. This makes applications faster for you and simpler for self-employed clients, cash businesses, and contractors banks typically decline due to complex income structures.
Yes, 2nd mortgages after bank are acceptable for FlexiBiz. This is a perfect solution when your clients want to access equity without refinancing their existing low-rate bank mortgage or triggering break fees. We can lend up to 75% combined LVR on metro residential properties.
FlexiBiz is ideal for self-employed clients, cash businesses, contractors, and business owners banks decline due to income assessment issues. It's also perfect for urgent working capital needs, seasonal cash flow gaps, supplier payments, tax debt, and time-sensitive investment opportunities where banks move too slowly.
Yes, Goodland Capital provides dedicated Business Development Manager support for our broker partners. We assist with complex scenarios, provide white-label marketing materials, and offer training on structuring FlexiBiz solutions for different client situations. We're here to help you close more deals.
FlexiBiz accepts residential properties (houses, apartments, townhouses, duplexes), commercial properties, and in some cases rural and special use properties. Metro residential properties qualify for the highest LVRs up to 75%. We assess security across all Australian states and territories, metro and regional locations.