Experience smooth transaction with our flexible lending criteria and quick settlement solutions
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FlexiBiz is designed for Melbourne businesses needing immediate working capital. Whether you're in the CBD, Southbank, or outer metro areas, access funds quickly without the bank delays.
Fast approval and settlement for urgent cash flow needs
Focus on property security, not financial statements
Use your Melbourne property equity without refinancing
Pay daily interest as you need with flexible repayment
Actual FlexiBiz loans funded across Melbourne metro areas



Fast business funding for urgent cash flow situations
Access funds within 24-72 hours to pay urgent expenses and avoid penalties. No minimum term - pay daily interest only for the days you need.
Quick approval and easy process to get funds fast and keep your Melbourne projects on track without disruption.
Flexible repayment options that match your cash flow, helping Melbourne businesses stay afloat during slow periods.
Fast funding within 24 hours to make sure your Melbourne business doesn't miss out on profitable opportunities.
No red tape or committee approvals. Direct decision-making means faster funding for Melbourne businesses.
We understand Melbourne's property market across CBD, inner suburbs, and metro areas.
Accept apartments, houses, townhouses, and commercial properties across Melbourne metro.
Access equity without refinancing your existing bank loan. 2nd mortgages considered up to 75% LVR.
FlexiBiz business loans available across Greater Melbourne
Melbourne CBD, Southbank, Docklands, Port Melbourne, South Melbourne, Richmond, Fitzroy, Carlton, Collingwood
Camberwell, Hawthorn, Kew, Box Hill, Doncaster, Glen Waverley, Ringwood, Dandenong
Footscray, Sunshine, Werribee, Point Cook, Hoppers Crossing, Brookfield, Caroline Springs
Preston, Heidelberg, Bundoora, Epping, Craigieburn, Greensborough, Mill Park
Brighton, Moorabbin, Cheltenham, Frankston, Mornington, Dandenong, Pakenham
Clayton, Oakleigh, Springvale, Noble Park, Berwick, Narre Warren
With FlexiBiz, funds can be accessed within 24-72 hours of approval. We understand Melbourne businesses need quick access to working capital, so we've streamlined our process to deliver fast settlements.
FlexiBiz business loans in Melbourne range from $50,000 to $8 million. The exact amount depends on your property security value and loan-to-value ratio (LVR).
No income assessment is required for FlexiBiz loans. We focus on the security (your Melbourne property) rather than financial statements, making it easier for self-employed and cash businesses to qualify.
Yes, 2nd mortgages after bank are acceptable. You can access equity in your Melbourne property without refinancing your existing bank loan, up to 75% LVR for metro residential properties.
We provide business loans across all Melbourne metro areas including CBD, inner suburbs, and outer metro regions. Properties in postcodes 3000-3999 generally qualify for metro residential rates.
FlexiBiz interest rates start from 8% p.a. for loans from $50k-$8m with a maximum term of 6 months. There's no minimum term, and you pay daily interest only for the period you use the funds.