MELBOURNE METRO BUSINESS FINANCE

Business Loans Melbourne: Fast Funding in 24-72 Hours

Get approved fast for business loans from $50,000 to $8 million. Melbourne's trusted non-bank lender for working capital, equipment finance, and commercial property loans. No income assessment required.

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24-72hrs
Fund Access
$500M+
Loans Funded
75%
Max LVR
Check
Melbourne CBD
$450,000
75% LVR Apartment
Fast
Brookfield VIC
$140,000
2nd Mortgage
Commercial
Camberwell VIC
$3.9M
Development Land
FLEXIBIZ BUSINESS LOANS

Urgent Business Cash Flow for Melbourne Businesses

FlexiBiz is designed for Melbourne businesses needing immediate working capital. Whether you're in the CBD, Southbank, or outer metro areas, access funds quickly without the bank delays.

Fast

Funds in 24-72 Hours

Fast approval and settlement for urgent cash flow needs

No Assessment

No Income Assessment Required

Focus on property security, not financial statements

Property

2nd Mortgage After Bank

Use your Melbourne property equity without refinancing

Flexible

No Minimum Term

Pay daily interest as you need with flexible repayment

Loan Size
$50k - $8m
Interest Rate
From 8% p.a.
Maximum Term
6 months
Metro Residential LVR
75%

Real Melbourne Business Loan Deals

Actual FlexiBiz loans funded across Melbourne metro areas

Melbourne CBD Apartment
Melbourne, VIC (3004)
FLEXIBIZ
$450,000
Security:Apartment
Purpose:Working Capital
LVR:75%
Melbourne CBD Apartment
Melbourne, VIC (3000)
FLEXIBIZ
$160,000
Security:Apartment
Purpose:Working Capital, Equity Release
LVR:38%
Brookfield Single House
Brookfield, VIC (3338)
FLEXIBIZ
$140,000
Security:Single House
Purpose:Working Capital
LVR:78%

When Melbourne Businesses Choose FlexiBiz

Fast business funding for urgent cash flow situations

Bills

Overdue Bills, Taxes, or Business Debt?

Access funds within 24-72 hours to pay urgent expenses and avoid penalties. No minimum term - pay daily interest only for the days you need.

  • Funds can be accessed within 24-72 hours
  • No minimum term and pay daily interest as you need
Construction

Need to Pay Suppliers or Contractors Urgently?

Quick approval and easy process to get funds fast and keep your Melbourne projects on track without disruption.

  • 2nd mortgage after bank is acceptable
  • No income assessment required
Revenue Trends

Seasonal Revenue Dips or Delayed Payments?

Flexible repayment options that match your cash flow, helping Melbourne businesses stay afloat during slow periods.

  • Flexible repayment options
  • Funds guaranteed by strong capital position
Ideas

Time-Sensitive Investment Opportunity?

Fast funding within 24 hours to make sure your Melbourne business doesn't miss out on profitable opportunities.

  • Fast approval within 24 hours
  • Competitive rate in the market

Why Choose Goodland Capital for Melbourne Business Loans

01

Non-Bank Speed

No red tape or committee approvals. Direct decision-making means faster funding for Melbourne businesses.

02

Local Expertise

We understand Melbourne's property market across CBD, inner suburbs, and metro areas.

03

Flexible Security

Accept apartments, houses, townhouses, and commercial properties across Melbourne metro.

04

Second Mortgages

Access equity without refinancing your existing bank loan. 2nd mortgages considered up to 75% LVR.

Servicing All Melbourne Metro Areas

FlexiBiz business loans available across Greater Melbourne

CBD & Inner Melbourne

Melbourne CBD, Southbank, Docklands, Port Melbourne, South Melbourne, Richmond, Fitzroy, Carlton, Collingwood

Eastern Suburbs

Camberwell, Hawthorn, Kew, Box Hill, Doncaster, Glen Waverley, Ringwood, Dandenong

Western Suburbs

Footscray, Sunshine, Werribee, Point Cook, Hoppers Crossing, Brookfield, Caroline Springs

Northern Suburbs

Preston, Heidelberg, Bundoora, Epping, Craigieburn, Greensborough, Mill Park

Southern Suburbs

Brighton, Moorabbin, Cheltenham, Frankston, Mornington, Dandenong, Pakenham

South Eastern Suburbs

Clayton, Oakleigh, Springvale, Noble Park, Berwick, Narre Warren

Melbourne Business Loans FAQ

How fast can I get a business loan in Melbourne?

With FlexiBiz, funds can be accessed within 24-72 hours of approval. We understand Melbourne businesses need quick access to working capital, so we've streamlined our process to deliver fast settlements.

What's the minimum and maximum loan amount?

FlexiBiz business loans in Melbourne range from $50,000 to $8 million. The exact amount depends on your property security value and loan-to-value ratio (LVR).

Do I need to provide financial statements?

No income assessment is required for FlexiBiz loans. We focus on the security (your Melbourne property) rather than financial statements, making it easier for self-employed and cash businesses to qualify.

Can I use a second mortgage on my Melbourne property?

Yes, 2nd mortgages after bank are acceptable. You can access equity in your Melbourne property without refinancing your existing bank loan, up to 75% LVR for metro residential properties.

What areas of Melbourne do you cover?

We provide business loans across all Melbourne metro areas including CBD, inner suburbs, and outer metro regions. Properties in postcodes 3000-3999 generally qualify for metro residential rates.

What are the interest rates for Melbourne business loans?

FlexiBiz interest rates start from 8% p.a. for loans from $50k-$8m with a maximum term of 6 months. There's no minimum term, and you pay daily interest only for the period you use the funds.